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Except as set forth above, there are no shares of capital stock or other equity securities of PCB outstanding and no outstanding Rights relating to the capital stock of PCB. The Exchange Agent shall accept such certificate, option or warrant upon compliance with such reasonable and customary terms and conditions as the Exchange Agent may impose to effect an orderly exchange thereof in accordance with normal practices. The banking sector operates in a constantly changing environment. FB Financial Corporation Announces Acquisition of FNB Financial Corp.

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